When it comes to building wealth, getting the right advice can make all the difference. Whether you’re just starting your journey or already have a solid financial foundation, working with a wealth management expert can help you make smarter decisions, avoid costly mistakes, and stay on track to meet your goals.
But not all financial professionals are the same. In 2025, with so many options out there, choosing the right one might feel overwhelming. Don’t worry—we’ve got you covered. Here are some easy tips to help you pick a wealth management expert who truly understands your needs and can support you through every stage of life.
Understand What You Need Help With
Wealth management isn’t a one-size-fits-all service. Some people need help budgeting and saving, others want guidance on superannuation or tax planning, and many are focused on growing their wealth through investing. Knowing what you want out of the relationship will help you choose someone with the right expertise.
Do you want someone who can manage everything from cash flow to retirement planning? Or are you looking for help with a specific area like real estate or investment strategy? Clarity on your goals makes it much easier to find a good fit.
Look for Experience and Qualifications
In 2025, the financial services industry is more regulated than ever—which is a good thing. A qualified wealth expert should have proper certifications and be registered with relevant authorities in Australia. But beyond the paperwork, look at their experience. How long have they been working in the field? Have they helped people like you before?
If you’re based in Melbourne and seeking comprehensive, trustworthy guidance, it’s worth finding a certified financial planner Melbourne clients recommend for their local knowledge and well-rounded advice.
Check How They Get Paid
One of the most important (but often overlooked) aspects of choosing a financial expert is understanding how they charge. Some advisors are fee-based, some are commission-based, and others offer a combination.
There’s no single “best” model, but transparency is key. A trustworthy advisor will clearly explain their fee structure and what you can expect in return. If anything feels vague or pushy, it might be a red flag.
Make Sure Their Approach Matches Yours
Everyone manages money differently. Some people want to take big risks, while others prefer a safer, more conservative path. The right wealth expert will respect your comfort level and help you design a strategy that aligns with your lifestyle and future goals.
If you’re also interested in real estate, make sure they understand that space too. Many Australians are turning to property as a long-term strategy, and good property investment advice Melbourne professionals offer can be an important part of the overall wealth management picture.
Trust Your Gut and Ask Questions
This is someone you’ll potentially be working with for years—so it’s important to feel comfortable and heard. A good wealth advisor listens, communicates clearly, and genuinely wants to help you succeed. Don’t be afraid to ask questions, request examples, or even meet with a few professionals before deciding.
Remember, you’re hiring them. Take your time and choose someone who earns your trust.
At 10 Properties in 10 Years, we know that building wealth isn’t just about numbers—it’s about having a plan, staying consistent, and getting the right advice along the way. Whether you’re looking for support with real estate, personal finance, or long-term planning, our experienced team is here to help.
We combine local insight with smart strategy to guide everyday Australians toward their financial goals—without the stress or confusion. If you’re ready to make confident, informed choices about your future, take the first step today.